DEIncome tax · 2026

🇩🇪 Germany Capital Gains Tax (Abgeltungsteuer)

Calculate your Germany capital gains tax (abgeltungsteuer) for the 2026 tax year. Get an instant breakdown of tax bands, rates, deductions, social contributions, and your net take-home pay.

Your details

Gross annual salary

€

Filing Status

Church Tax (Kirchensteuer)If you are a member of a church that levies church tax, an additional 8-9% of the Abgeltungsteuer applies. Standard rate is 9% (8% in Bavaria and Baden-Wuerttemberg).

Holding Period (months)

Tax year

2026Current

Estimates only. Calculations run in your browser. This is not financial advice — confirm with a qualified adviser before acting.

Net amount

€40,757.50

Effective rate25.9%

Marginal rate26%

Net amount €40,757.50Income tax €14,242.50

Income tax breakdown

€14,242.50

BandRateIn bandTax

Abgeltungsteuer (25.00%)25%€54,000.00€13,500.00

Gross annual salary€55,000.00

Income tax− €14,242.50

Net amount€40,757.50

Estimates for the 2026 tax year. Last updated 2026-01-01. This is not financial advice — confirm with a qualified adviser before acting.

Important notes

The effective combined tax rate is 26.375%. Germany applies a flat withholding tax (Abgeltungsteuer) on capital gains rather than progressive rates.