NLTax due · 2026

🇳🇱 Netherlands Property Transfer Tax

Calculate your Netherlands property transfer tax for the 2026 tax year. Get an instant breakdown of tax bands, rates, deductions, social contributions, and your net take-home pay.

Your details

Property value

€

Property Use

First-Time BuyerFirst-time buyers aged 18-34 purchasing a primary residence up to €555,000 qualify for 0% transfer tax (startersvrijstelling). This exemption can only be used once.

Tax year

2026Current

Estimates only. Calculations run in your browser. This is not financial advice — confirm with a qualified adviser before acting.

Total purchase cost

€56,100.00

Effective rate2.0%

Marginal rate2%

Total purchase cost €56,100.00Tax due €1,100.00

Tax due breakdown

€1,100.00

BandRateIn bandTax

Primary Residence (2%)2%€55,000.00€1,100.00

Property value€55,000.00

Tax due− €1,100.00

Total purchase cost€56,100.00

Estimates for the 2026 tax year. Last updated 2026-01-01. This is not financial advice — confirm with a qualified adviser before acting.

Important notes

The buyer must declare the property as their primary residence and actually live in it. If the property is not used as a primary residence (e.g. second home, buy-to-let), the 8% rate applies.
Additional purchase costs include notary fees (~1%), mortgage advisor fees, and bank guarantee costs, which are not included in this calculation.