PTTax due · 2026

🇵🇹 Portugal Property Transfer Tax

Calculate your Portugal property transfer tax for the 2026 tax year. Get an instant breakdown of tax bands, rates, deductions, social contributions, and your net take-home pay.

Your details
€
2026Current
Estimates only. Calculations run in your browser. This is not financial advice — confirm with a qualified adviser before acting.
Total purchase cost
€55,440.00
Effective rate0.8%
Marginal rate1%
Total purchase cost €55,440.00Tax due €440.00

Tax due breakdown

€440.00
BandRateIn bandTax
IMT - 0% (up to €106,346)0%€55,000.00€0.00
Property value€55,000.00
Tax due− €440.00
Total purchase cost€55,440.00

Estimates for the 2026 tax year. Last updated 2026-01-01. This is not financial advice — confirm with a qualified adviser before acting.

Important notes

  • Properties used as primary residence (habitação própria e permanente) up to €106,346 are exempt from IMT. Stamp duty of 0.8% still applies.
  • IMT (Imposto Municipal sobre Transmissões) is paid before the deed signing. The 0.8% Stamp Duty (Imposto do Selo) is paid at the same time.
  • Portuguese IMT uses a marginal rate system: the rate for your bracket is applied to the full property value, then a fixed deduction is subtracted. This is different from a progressive banded system.
  • Additional costs such as notary fees, land registry fees, and legal fees typically add 1-2% to the total purchase costs.